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Ledgerly · Fintech

A concept for real-time financial consolidation

An internal concept study exploring how a spreadsheet-driven month-end close could become a traceable, real-time consolidation platform.

Internal concept

These are internally developed concept studies created to show how Aman-Cloud approaches product and engineering decisions. They are not commissioned client work, and any scenarios or targets are illustrative rather than measured production results.

01

Illustrative scenario

Imagine a holding group managing many subsidiaries across several currencies, with consolidation living in linked spreadsheets: closes stretch across days, errors surface late, and auditors bill for untangling the trail. Off-the-shelf ERPs would force the group to change how it operates. This concept explores the alternative.

02

Proposed approach

  • 01

    Begin with a structured discovery that maps every journal flow before proposing architecture.

  • 02

    Design an event-sourced ledger core so every balance is traceable to its source transactions — an audit-first data model.

  • 03

    Plan an incremental, entity-by-entity rollout that runs parallel to existing spreadsheets before any cut-over.

  • 04

    Automate FX revaluation and inter-company elimination as continuous processes rather than manual exercises.

03

Target outcomes — not measured

  • A month-end close measured in hours, not days
  • Every consolidated balance traceable to source transactions
  • A close process with no spreadsheet dependencies

Proposed stack

  • Next.js
  • TypeScript
  • PostgreSQL
  • Temporal
  • AWS

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